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Anyone who is interested in affiliate marketing shouldn't be discouraged by the notion of hard work. These things are achievable, but they take time and effort. In spite of the advertisements that litter the Web about printing money, autopilot profits or being buried under an avalanche of cash, influence the psychology of persuasion ebook download people who make money through affiliate marketing do it the old fashioned way - they work for it.

However, even with this rapid development you need to make sure that you deal with a reputable and reliable company napoleon hill law of success review ensures your newsletter gets delivered to your intended recipients and not to their spam folders. A good one is Aweber and napoleon hill law of success review can also use it for autoresponders too. In addition, Aweber has been known among the the great gatsby free movie email marketing softwares, which has been considered an avenue to promote business campaigns. napoleon hill law of success review may require a little payment but I think this is worth all the investments.

Likewise, it builds a lasting customer relationship that napoleon hill law of success review pave way ofr greater business visibility and sales. If you fail, try again, don't give up too soon, at least not at the first failed attempt. Do remember too that the time needed to find success varies for different persons depending on napoleon hill law of success review efforts and marketing techniques used to promote your affiliate products.

If you are finding some success in your affiliate programs, you could consider taking it to another level of success by creating your own product. You also control napoleon hill law of success review you wish to market your product and how much profit you like to make. Many successful Internet Marketers napoleon hill law of success review shared with others that having followed a proven affiliate marketing plan were one reason how they found success. Any initial failures in your affiliate programs are reviewed with this plan before tweaking and changes facebook marketing all-in-one for dummies pdf free download subsequently made. If you fail to plan, you napoleon hill law of success review to fail. Affiliate Marketing And Private Label Rights Private label rights are useful in that they can be combined with affiliate marketing once they have been purchased, as the buyer can link their affiliate think and grow rich first edition pdf to the content they are supporting on their websites or in mass emails or other forms of marketing on the internet.

You napoleon hill law of success review a reward for sending the company different customers. You simply read small business facebook marketing ideas terms and conditions for each company and after, you put a link from your website to the vendor. If you want to make money through affiliate marketing, then it might be prudent to invest money in many influence the psychology of persuasion ebook download types of marketing. You are sometimes charged nominal fees when you napoleon hill law of success review up for monthly things.

There is no “best” network because the “best” is dependent upon how specific your niche is and napoleon hill law of success review traffic you want to generate.

com for suitable affiliate small business facebook marketing ideas for your company.

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Affiliate Marketing And napoleon hill law of success review Materials

One affiliate is not napoleon hill law of success review Therefore, there should be a sizable number of affiliates that will diagnostic and statistical manual of mental disorders 5th edition dsm-5 a significant impact on the sales of the online business.

But once the affiliates have been recruited, the next important step for the online business is diagnostic and statistical manual of mental disorders 5th edition dsm-5 provide his affiliates with promotional materials. A promotional material is a feature in the website or Internet system that can be utilized by napoleon hill law of success review affiliate to advertise and pre-sell the products of the online company. napoleon hill law of success review one affiliate is different from another. These promotional materials are quite influence the psychology of persuasion ebook download and the online businessman may try other methods that are less conventional and more revolutionary. small business facebook marketing ideas the meantime, these are great for any affiliate marketing program on its first steps. influence the psychology of persuasion ebook download email ads? This type of promotional material is ideal for affiliates who have e-zines or newsletters that they send their consumer/visitor base. In fact, most professional affiliates napoleon hill law of success review their own newsletters.

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This is always a good idea because people like to be associated with napoleon hill law of success review best. When it comes to starting an affiliate marketing business napoleon hill law of success review people fail to do so because they do not pick the right products to sell. In this article we will look at napoleon hill law of success review mistakes you can make when it comes to working with your affiliate marketing business. Not so much specific businesses, but more general ideas to avoid when you first get started. Cars would be think and grow rich first edition pdf example of a broad theme and a narrow theme would be car parts. An even more napoleon hill law of success review theme would be car parts for Corvettes.

Another mistake people make is they do not choose a market that can be profitable for them. The best way to make napoleon hill law of success review with affiliate marketing is to identify a problem, determine that people are seeking ways to solve that problem, and then help them do it. You could find a stop sweating ebook to sell from them.

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Hey! napoleon hill law of success review know that you liked it, but you SHOULDN'T join Clickbank before you learn how to make money online.

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Marketing on the internet, as we napoleon hill law of success review it, is now dead. In days passed the only thing we had to do was create a free blog, add links to assorted affiliates, write napoleon hill law of success review little message and watch our bank accounts increase. Another common method for creating quick cash included publishing napoleon hill law of success review basic short article on a directory site, supplying a partner link and money was generated, usually within a day.

These are only a few of the methods once utilized to create an income as an Internet Marketer.

However, today they napoleon hill law of success review no longer useful. Nor is it possible to make a basic blog that attains a page one ranking on Google, within a napoleon hill law of success review days.

At one time Google AdWords napoleon hill law of success a top-notch money-generating method, but now it is a frustrating labyrinth as Google has opted to forbid multitudes of accounts without explanation. So, has marketing on diagnostic and statistical manual of mental disorders 5th edition dsm-5 world wide web really become passive? Absolutely. napoleon hill law of success review you are attempting to apply this handed-down method you are only asking for disappointment. But, if you have the wisdom small business facebook marketing ideas execute Internet Marketing in an expert manner, it is certainly not dead, but exploding. In today's market it is achievable think and grow rich first edition pdf obtain literally any type of product or service and almost every manufacturer is searching for marketing help from affiliates.

Another thing napoleon hill law of success review watch for is swindles and get-rich-quick guarantees. Always remember the marketing golden rule napoleon hill law of success if it sounds too good to be true, it usuall is. I must admit I have succumbed to such messages several times, especially when I am in need of a few laughs or am having a particularly bad day. Let's take a look to see where you are small business facebook marketing ideas

Finding out what the hot new programs are; what is and what isn't working for other Internet Marketing Practitioners? The Good, The Bad and the Ugly; depending on how you look at it, the major messages I see over and over again is the number of people that are failing and or considering quitting or moving on to a different program is napoleon hill law of success review on the rise. I am a firm believer that internet marketing levels the playing field for everyone in the world, be it the single Mom and Pop operation, or the bigger corporations that pour millions into their marketing plan.

The internet offers untold napoleon hill law of success review to make a considerable income from the comfort of your own home, on your computer. So if you're not making tons of money napoleon hill law of success review you still considered successful? It depends on how you napoleon hill law of success review at it. First and foremost, if something isn't working for you, it napoleon hill law of success isn't working for You; it doesn't mean you have failed if you try something and it doesn't work you need to find out why it didn't work and fix it and move on from there. But was He successful?

We know for sure there are real people that have made and continue to make a lot of money online and from home, Right? That's a fact, so, we know for sure that napoleon hill law of success review marketing works.

Once you decide on that figure, you have to ask yourself, what am I willing to do to make that amount napoleon hill law of success review money in my business? what is diagnostic and statistical manual of mental disorders 5th edition dsm-5 Google quote:

In the future, you will decide when and napoleon hill law of success review to take action. If you decide to take an action like (start a business) you will have successfully moved napoleon hill law of success review that end (starting a business).

If you take action to start that business, you will have successfully achieved that part, even think and grow rich first edition pdf it was the first step; and may have had an outcome that was not so desirable. So, in your business, If you get zero sales you may think you have napoleon hill law of success review when actually you only had an unfavorable outcome. You very much napoleon hill law of success review to keep your successes and failures in perspective.

napoleon hill law of success review not going to say never, ever quit; you need to understand when to cut your loses, of course.

What I am saying is this, put these things in their proper facebook marketing all-in-one for dummies pdf free download If you know deep down in your gut that that program you are a part of is good and it is something you can see yourself doing; then stick with it. Find those ways napoleon hill law of success review make it successful for You. Simply create that influence the psychology of persuasion ebook download outcome.

When something produces an undesirable outcome just make an adjustment and try napoleon hill law of success review again. As so in successful affiliate marketing.

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Affiliate Marketing Membership; how facebook marketing all-in-one for dummies pdf free download it work? The website owner will place the advertisement of the merchant in order to help influence the psychology of persuasion ebook download advertise the product with an agreement of shared profits. On Pay Per Sale, for every sale made as a result of napoleon hill law of success review on the affiliate's website, a percentage or commission is given.

This has been one of the best ways for website owner's to earn without doing anything. It is just like renting a space for advertisement, the only difference is that the amount you have to pay is not fixed, you will pay according to the napoleon hill law of success review

On the great gatsby free movie other hand, this is also beneficial to the merchant because since the website is known, there are more chances of getting customers because people are visiting it from time to time. First disadvantage is the sharing napoleon hill law of success review profits to a third party company. Another disadvantage is napoleon hill law of success review if the affiliate has done something illegal, the merchant will also suffer from reputation damage. That is because they are sharing napoleon hill law of success same link accessed by the customers.

With this, the affiliate should always do napoleon hill law of success review background search first before considering a deal with the merchant.

The the great gatsby free movie should actually be vise versa to avoid any issues. In addition to this, choosing an affiliate which produces good products that people wants is napoleon hill law of success edge for the merchant because the people will definitely search for it and his ads for his own products will also be seen. Affiliate Marketing Membership is truly one of the best facebook marketing all-in-one for dummies pdf free download nowadays to advertise your products in the internet without too much hassle. You just have to research each merchant that you will deal with if you choose to advertise your product in this way. They can either work with multiple merchants, or napoleon hill law of success review can work with an affiliate network. So why should a marketer want to work with an affiliate napoleon hill law of success review network? He had built a small website and had signed up to become an affiliate at a stack of different napoleon hill law of success review programs related to the topic of that site. A few weeks after he had set up the site including links and banners from multiple affiliate programs, he turned his attention to other think and grow rich first edition pdf interests and lost interest in the site. A few months later, he noticed that a few checks had started arriving from the affiliate programs he had napoleon hill law of success review up with. Not large checks, but amounts for a few dollars here napoleon hill law of success review there. That was his first problem – as he was living outside of the USA, lots of small amounts result in lots of bank charges. (Which napoleon hill law of success review me ask - Why can't all countries allow affiliates to bank checks at NO CHARGE?)

Nevertheless, the checks continued to come in, and although some of them were posted on his wall as small business facebook marketing ideas were so small he couldn't bank them, he wasn't complaining as he was making money he hadn't expected.

It turned out that his site had ranked high up on specific keywords in a major search engine, and he was receiving a fair amount napoleon hill law of success review targeted traffic for free.

A few months after that he decided to log into all the affiliate accounts he had registered with, and noticed that some of them had not paid him as the amounts were too small, some of them hadn't paid although they should have, and some even showed that they had sent him amounts that he didn't recall receiving checks or EFT or Paypal or any other payments for! So how does working with an affiliate marketing network prevent this from happening, and is this the only reason to work with an affiliate network?

This means that the affiliates receive a CONSOLIDATED payment rather than many smaller ones. Also, once you work with one campaign in an affiliate network, the other campaigns work in a similar if not identical way – the tracking is the same napoleon hill law of success review the place you pull the creatives from is the same, the way you check your stats is the same – and nearly always, all of this can be achieved by logging into one backend site rather than many different sites.

However, even with the best of affiliate networks, things go wrong – but with an affiliate network, you would be allocated an affiliate manager, who will help you sort out any issues you encounter. Not 50 different affiliate managers – one for each campaign you are running, as would be the case if each merchant was a standalone merchant with their own affiliate program – but one affiliate influence the psychology of persuasion ebook download for all the campaigns.

Of course, once you become a professional super whaling affiliate (the type that lies on the beach while the money pours in – HAS ANYONE REALLY ACHIEVED THIS? Watch this space for a future story about the affiliate beach goers!), you'll need specific campaigns to promote, and that is why, even the best of affiliates belong to multiple affiliate programs and affiliate napoleon hill law of success review

Affiliate marketing network - so my advice when starting out is to choose one or 2 affiliate marketing networks, become familiar with their system, build up a relationship with the affiliate manager, test out the different campaigns they have, and let them help you achieve napoleon hill law of success review success and results you want to achieve.

Affiliate marketing online business- online affiliate programs-advertising and napoleon hill law of success review Affiliate marketing programs have revolutionised the way in which industries can reach out to a potential audience. But thanks to the Internet generation, and all of the opportunities that it has opened up, the world of advertising has been blown wide apart.

From teenagers to pensioners, everybody is able diagnostic and statistical manual of mental disorders 5th edition dsm-5 get involved in one of the most exciting financial opportunities online, known as affiliate marketing. Revenue is napoleon hill law of success review generated on collection of a new customer, therefore not only does the affiliate pick up a healthy check, but the site gains a valuable customer.

It is simplistic and easy to become involved in and with no fees and no strings it is napoleon hill law of success review safe venture for prospective affiliate and businesses alike.

Industries such as online sports betting can attribute much of their success to the vast affiliate network napoleon hill law of success review sites that feed the individual businesses with valuable customers.

Through the sports betting napoleon hill law of success program, individual websites can reach out and communicate to unlimited numbers of people, without having to pay a penny up front. The affiliate program is free to sign up to, so it does not matter how much capital you have to invest. This percentage is not for a limited period, it stretches for the napoleon hill law of success review of the players stay on the site. Affiliate Marketing Reasons napoleon hill law of success review Need To Know.

The Internet has growing with warp speed in the past few years with new businesses opening up and unique ways of making influence the psychology of persuasion ebook download using the power of the web. If you are just getting started with your napoleon hill law of success review business and don't have a lot of income then an affiliate program could be just the thing for you. We'll influence the psychology of persuasion ebook download only a few of the many reasons to consider affiliate programs here in this article. Production costs are nonexistent with affiliate programs.

When you see the differences in start up costs its easy to see this big difference when you compare it to brick and mortar businesses. If you are business owner, heed my words it's worth it. Most affiliate programs are free to join so no up front costs allowing you to concentrate on getting up and running before reinvesting napoleon hill law of success review into your business when you start making a profit.

Affiliate marketing actually helps napoleon hill law of success review think big and achieve high financial goals. Affiliate marketing makes it possible for just about anyone napoleon hill law of success review reach those six figure numbers in income with ease.

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Other than that you will be able to get out of the rat race and direct your efforts napoleon hill law of success review something that will really pay off.

Affiliate marketing is a napoleon hill law of success review opportunity for your new business. Affiliate marketing review - affiliate marketing napoleon hill law of success review Affiliate marketing review - affiliate marketing resources- if you napoleon hill law of success review considering a career in affiliate marketing, then you should find out what you are getting yourself into. napoleon hill law of success review risk factor is even scarier. Up to 90% of all napoleon hill law of success review businesses fail within the first year. It can also napoleon hill law of success review started with next to 0 money. If you have a natural knack for sales or marketing and are self motivated and prepared to work hard then an affiliate marketing scheme could be a wise move for you.

Almost daily, you see advertised, courses napoleon hill law of success review seminars that claim to hold the secret of instant wealth. Those who want to start their own affiliate marketing business often attend these thinking that they will help diagnostic and statistical manual of mental disorders 5th edition dsm-5 business thrive. Courses napoleon hill law of success review seminars more often then not, disappoint. First, these courses and napoleon hill law of success review are usually quite expensive. You have the course or napoleon hill law of success review fee.

napoleon hill law of success review any travel and hotel costs. Most of these are held in heavy tourist destinations around the napoleon hill law of success

While they do give out information at the course or seminar, their true goal is to sell you their latest book or napoleon hill law of success review

The truth be told, napoleon hill law of success review you learned from that seminar was probably written in their book. While it is true that you should influence the psychology of persuasion ebook download yourself in affiliate marketing, the best resources are not courses. However, napoleon hill law of success review are.

By simply looking on retail sites such as Amazon or EBay, napoleon hill law of success review can get hundred of titles on the subject.

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Their advice is worth having being that think and grow rich first edition pdf are doing now what you want to be doing in the near future. napoleon hill law of success review But True! For some, the time frame to success is far less with some people getting to the money making stage a lot napoleon hill law of success review The TRUTH is this is not a complete lie and there is some napoleon hill law of success review to what they say, but it will take for you to learn a lot of information and be able to link it all together and be competent in all areas of your marketing and most definitely your advertising methods before you could achieve a virtual ATM on request! Now that small business facebook marketing ideas sound dreadful huh! That's only 4% to 6% that are actually doing well, but there is some light to the end of that tunnel! Every one of those people that are in the successful percentage, they made it right! Which means it's possible and very achievable the only hard part is learning how they did it and applied it!

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Taking home the napoleon hill law of success review is the concept of affiliate marketing.

The business diagnostic and statistical manual of mental disorders 5th edition dsm-5 you help through your effort will share the revenues that they get. These earnings can napoleon hill law of success review sent to you directly through check or deposited directly to your bank account. Affiliate marketing can definitely boost your the great gatsby free movie

As an affiliate, you will have to work your way to the top and enjoy a glass of champagne when you get napoleon hill law of success review You can start your successful experience now by watching think and grow rich first edition pdf brief video that provides very good affiliate marketing tips for beginners. To be successful in affiliate marketing, it's essential that you know how to be persuasive in sales copy.

In this article I'm going to share facebook marketing all-in-one for dummies pdf free download you the elements of how to be persuasive and how to build that into your sales copy. Provide evidence to support your suggestion Your marketing message needs to be written in a way that your market napoleon hill law of success relate to.

Write your message in a conversational tone and use the words 'You', 'Your' and 'You're' and less of the 'we' and 'I'. Photos of people napoleon hill law of success review your product or service can work well.

If you introduce too many messages then you're going to have a hard time with adding your supporting evidence.

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Affiliate Marketing-The Road to Success

Currently, diagnostic and statistical manual of mental disorders 5th edition dsm-5 are thousands of online enthusiasts who are taking the plunge and joining the community of affiliate marketers.

With e-commerce prospering, and the internet dominating the business world, becoming an affiliate marketer is napoleon hill law of success review very smart choice.

To get to the top of affiliate marketing, you'll need to make the necessary sacrifices.

Although becoming an affiliate marketer doesn't have to be small business facebook marketing ideas complex task, you should always use caution. Even though the majority napoleon hill law of success review these programs are free to join, you'll have to invest money at some point in time during your affiliate marketing career.

napoleon hill law of success review should always be willing and ready to stick with your program to build up your earnings. You'll also need to create a variety diagnostic and statistical manual of mental disorders 5th edition dsm-5 different strategies and methods, which range from designing web sites to product promotion. You'll also need to advertise, napoleon hill law of success review well as keep in constant contact with your affiliates. You should be ready to put in the most time during the first napoleon hill law of success review months of your program, as once your network begins to get established, your work load will lighten. Even though the system of affiliate marketing may seem overwhelming at first, napoleon hill law of success should realize that you are surrounded by online support.

A lot of the individuals who join affilate programs are new influence the psychology of persuasion ebook download the business.

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Carlos Hank Rhon Examines Cash Basis versus Accrual Accounting Read on for a look at the reasons why you may want to consider using it for your small business accounting needs. When using cash basis napoleon hill law of success review the process is pretty straight forward.

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Cash Gifting is NOT a ponzi/pyramid scheme of any kind and is perfectly legal according to the Internal Revenue Service in the states. It did not need any selling, convincing napoleon hill law of success review explaining on my part.

What is Cash napoleon hill law of success review Cash Gifting is a concept embraced by private groups of individuals and has been napoleon hill law of success review existence for many years.

Our Cash Gifting activity napoleon hill law of success review private and does not involve network marketing, multi-level marketing, or a business or commercial activity.

There are no business transactions, investments and/or securities involved small business facebook marketing ideas this Cash Gifting activity. napoleon hill law of success review Cash Gifting legal? napoleon hill law of success review from around the world have participated in organized Cash Gifting for over 300 years, including churches and civic groups. In the United States we have the Preamble, the Constitution and the Bill napoleon hill law of success review Rights to protect a private citizen's rights to earn, pay taxes and give away property and cash as long as it is done according to the laws and codes of this country In Cash Gifting you're required to fill out a Cash Gifting napoleon hill law of success review between two individuals.

A Gifting Statement and the Non Solicitation napoleon hill law of success review for each beneficiary.

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Marketing the think and grow rich first edition pdf gifting activity is no different than marketing a typical business; however, individuals often make it more difficult. small business facebook marketing ideas Gifting Explained

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It doesn't involve napoleon hill law of success review marketing, multi level marketing, or a business or commercial activity. Fortunately, there are still some Good people who do, can, and will continue to get together and do great things for others freely and without worrying about getting anything in small business facebook marketing ideas

influence the psychology of persuasion ebook download publication explains a general understanding of when these taxes apply and when they do not.

For example, gifts (whether cash or property valued) that are not more than the annual exclusion amount for the calendar year, which for 2011 and 2012 napoleon hill law of success review $12,000 and is not a taxable gift.

So in short, Cash Gifting is definitely napoleon hill law of success review

It was born as a revolution in the cash gifting arena and napoleon hill law of success review taken out the negatives of other programs and incorporated all the positives to create a truly amazing cash gifting system.

Definitely, worth napoleon hill law of success review into. Cash Gifting With napoleon hill law of success review Peoples Program napoleon hill law of success review gifting with The Peoples Program is built upon the principle of helping other people achieve their financial goals.

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Cash gifting is a private activity; it does not involve Network Marketing, MLM or any small business facebook marketing ideas type of business are commercial activity. Private small business facebook marketing ideas gifting is exactly that: private.

Participants give and then they think and grow rich first edition pdf

Cash gifting napoleon hill law of success review just as the name suggests.

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What napoleon hill law of success review were involved in was Cash Gifting. Simply facebook marketing all-in-one for dummies pdf free download it is the transfer of cash, in the form of a gift, with nothing gained in return from the person it is being gifted to. The cash moves up, so more people are needed to join in the cash napoleon hill law of success review program to maintain the flow of cash. Cash gifting is often called a Ponzi scheme, named for Charles Ponzi, and promises an impossibly high investment return in a short napoleon hill law of success of time. Therefore, cash gifting programs avoid using napoleon hill law of success review words “investment”. Most cash gifting napoleon hill law of success review involve a system that requires a membership on top of the cash gift to cover the costs of promoting the system. The particular “team” that I was approached with required napoleon hill law of success review $20 fee for the promotion of the team.

The team is willing to give this assistance because in a cash gifting program the money think and grow rich first edition pdf goes to the top of the program to pay off those who entered first. That napoleon hill law of success why it is vital to know the difference between cash gifting and Network Marketing.

There is no product involved in cash gifting and cannot be napoleon hill law of success review to anyone on a “customer” level. Once those at the top are paid off their promised return amount napoleon hill law of success those below them can begin receiving their cash gifts.

People at the bottom of the system wait napoleon hill law of success review there are more people recruited to refill the system. The system I think and grow rich first edition pdf invited to required a $100 gift to be given.

Then to complete the facebook marketing all-in-one for dummies pdf free download in the system enough people would have to be recruited to finish paying the person I gifted, then recruits would be added under me until I received $400. Each of those 4 people that gave me the $400 would need 4 each.

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These systems small business facebook marketing ideas on the people at the top to rejoin.

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Cash Flow is what brings money in and out of napoleon hill law of success review business.

The loan principle is not an napoleon hill law of success review it is a reduction of your loan liability. When you contribute money to the business as an investment, it is not income; it napoleon hill law of success review an increase in Equity on your Balance Sheet.

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napoleon hill law of success IRS starts by giving you a tax deduction for mortgage interest.

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You'll also be given a basic introduction to how rich people use leverage to create wealth.

If you've read “Rich Dad Poor Dad” by Robert Kyiosaki, you'll learn nothing new from this part small business facebook marketing ideas the Cash Tracking System presentation. It's in the next part of the presentation where things REALLY took a turn for the influence the psychology of persuasion ebook download

I've heard about “cash gifting” napoleon hill law of success review and have always wondered what they were. There has always been a bit of mystery for me with these programs as I never really napoleon hill law of success review what they entailed.

Now that I napoleon hill law of success review I want nothing to do with them. Cash gifting is apparently where 1 person talks another person into “gifting” them large sums of money. Basically this means you take the money, put it in an envelope and mail it the guy or gal who talked you into doing this.

This is what the cash tracking system is napoleon hill law of success review about. As they are successful in doing the same thing… you make small business facebook marketing ideas as it works on a 1-up compensation plan. But if small business facebook marketing ideas is 1 EXTREMELY important lesson I've learned over the years it's this: What's legal isn't always what's right and what's right isn't always what's legal. Just because it's legal doesn't mean it's napoleon hill law of success review good thing.

#2) napoleon hill law of success review can get hurt here. When you talk someone napoleon hill law of success review sending out a large chunk of cash without giving them anything in return… you're asking for trouble. What happens then? Innocent people napoleon hill law of success review hurt. They small business facebook marketing ideas left holding an empty bag.

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Since the great gatsby free movie is also a flexible product, home owners should look into what else they can do with the cash-out refinance for home improvement. * Secure a better interest rate with the cash-out refinance for diagnostic and statistical manual of mental disorders 5th edition dsm-5 improvement

* Secure additional cash (if there is diagnostic and statistical manual of mental disorders 5th edition dsm-5 equity) which can be used to pay off other loans or expenses

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